southernbondOÜ
Executive-level expertise to design payment environments, control fraud across fiat and crypto, and prepare your business for regulatory scrutiny.
Get in touchSouthernbond OÜ is an Estonian consultancy founded by Jan Stupka. Jan brings 16 years of experience across banking, payments, fraud prevention, compliance and operations, including executive roles as COO and Director of Payments in international iGaming and fintech.
We advise founders and leadership teams on building payment and risk functions that perform, scale and withstand regulatory review.
End-to-end design and setup of payment environments for regulated and high-risk businesses: PSP and acquiring strategy, payment orchestration, payments and onboarding product design, approval-rate and cost optimisation, and payments team leadership.
Fraud prevention frameworks across fiat and digital assets: chargeback and abuse controls, crypto fraud prevention, and the design of crypto payment operations in both onshore and offshore licensed environments.
In-house AML frameworks, KYC/KYB controls built into the onboarding product to balance conversion and compliance, and preparation for licensing, audits and regulator reviews.